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Why Buyers Choose Michael Hixon - Why homebuyers looking for a real estate agent in the Bullhead City, Fort Mohave and Mohave Valley area choose Michael Hixon. Latest Listings - Get Michael Hixon's latest Bullhead City, Fort Mohave and Mohave Valley listings of homes for sale first! Find Your Perfect Home - Michael Hixon will search for your ideal home and email you the newest Bullhead City, Fort Mohave and Mohave Valley MLS listings of properties in Mohave County AZ. First Time Homebuyers - Are you a first time homebuyer in Bullhead City, Fort Mohave and Mohave Valley, AZ? Choose a top real estate agent. Michael Hixon can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Bullhead City, Fort Mohave and Mohave Valley house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Bullhead City, Fort Mohave and Mohave Valley Homes, For Home Buyers, For Home Sellers, Bullhead City, Fort Mohave and Mohave Valley Information, Real Estate Resources, and About Michael Hixon. 
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First Time Buyers >The Down Payment
Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.
If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.
When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.
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| Q |
What trendy and highly unusual hotel must be totally rebuilt every year?
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| A |
Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter. |
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Michael Hixon
Country Ranch GMAC Real Estate
1858 Highway 95
Bullhead City
AZ 86442
Main: (928)754-HOME (4663)
Fax: 928-758-8808
Email: michael@mydesertfoothills.com
All Within 10 minutes of my front door! You can be playing golf on the new beautiful Laughlin Ranch golf course. Launching your boat, waterskiing, jet skiing or fishing on the beautiful Colorado River. Enjoying your favorite game or live entertainment in one of Laughlin Nevada's riverfront casinos. You can enjoy your off road vehicles or toys in the desert foothills, or just relax sitting in your yard and enjoying the beautiful sunsets, casino, river and mountain views. Welcome Home! Come and be my neighbor. Call me today. 928-279-2877   
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