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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Welcome Home! Come be my neighbor. Give me a call at (928)754-HOME. Here You Can Find Great Information on Desert Foothills, and all of Bullhead City, Fort Mohave and Mohave Valley, Arizona Real Estate  Looking for homes? Search everything the web has to offer, right here! All within 10 minutes of my front door! You can be playing golf on the beautiful new Laughlin Ranch Golf Course. Launch your boat, water-ski, jet ski, or fishing on the beautiful Colorado River and Lake Mohave. Enjoy your favorite game or live entertainment in one of Laughlin Nevada's Riverfront Casinos. Enjoy your off road vehicles or toys in the desert foothills, or just relax sitting in the yard and enjoy the beautiful sunsets, casino, river, and mountain views.
Need local real estate information? I've summarized much of what is important about the Bullhead City, Fort Mohave and Mohave Valley real estate market in this site.
Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.
Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.
Buying and selling a home is one of the biggest events in your life. As a top Bullhead City, Fort Mohave and Mohave Valley real estate agent, I have the experience and track record you are looking for. Please let me help.
- Michael Hixon
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Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
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| Q |
What are the world's most valuable chairs?
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| A |
A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330. |
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Michael Hixon
Country Ranch GMAC Real Estate
1858 Highway 95
Bullhead City
AZ 86442
Main: (928)754-HOME (4663)
Fax: 928-758-8808
Email: michael@mydesertfoothills.com
All Within 10 minutes of my front door! You can be playing golf on the new beautiful Laughlin Ranch golf course. Launching your boat, waterskiing, jet skiing or fishing on the beautiful Colorado River. Enjoying your favorite game or live entertainment in one of Laughlin Nevada's riverfront casinos. You can enjoy your off road vehicles or toys in the desert foothills, or just relax sitting in your yard and enjoying the beautiful sunsets, casino, river and mountain views. Welcome Home! Come and be my neighbor. Call me today. 928-279-2877   
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